Start a co-op

Build something you can own together.

From a shared problem to a viable organisation: a practical route through the conversations, decisions and early work.

01

Start with a shared need

Write one sentence about the problem you want to solve and who experiences it. Ask whether joint ownership and participation would improve the answer. A co-op still needs people willing to buy, use or support what it provides.

Practical next step: Bring to your first meeting: the need, likely members, who benefits and one assumption to test.

Plan your founders’ meeting →
02

Build a founding group

Make space for people affected by the idea, including those who cannot attend every meeting. Agree how you will decide, share work, cover early expenses and handle disagreement. Record commitments without assuming everyone wants the same role.

Practical next step: Leave with named actions, a date to regroup and an agreed place for decisions.

Keep a decision log →
03

Test the business before choosing the paperwork

Talk to potential customers or members. Map the income you expect, the costs you must pay and the time needed to deliver. Work through a small, realistic version first. Identify what would make the idea unviable.

Practical next step: Separate confirmed income from hopes, and recurring costs from setup costs.

Explore funding routes →
04

Choose governance and legal form with advice

A worker, housing or consumer model describes the people and purpose; it does not determine a legal form. Discuss membership, control, capital, liability and assets with a co-op development specialist. Review rules together before adopting them.

Practical next step: Take your business plan and member expectations to an adviser. Different requirements apply across the UK.

Prepare for the structure discussion →
05

Set up the essentials

Agree who handles money, records, member induction and legal obligations. Choose a small set of shared tools, held in the organisation’s control with recoverable access. Buy technology when the work needs it, with a named person responsible for each service.

Practical next step: Create an operating checklist with an owner, backup person and review date.

Make a digital setup plan →
06

Launch, learn and review

A launch is the start of operating together. Schedule a regular review of cash, customers, workload and member participation. Explain how someone raises a problem. Keep induction and handover documents current as the group changes.

Practical next step: After the first month, ask: what did we promise, what happened and what needs to change?

Build your operating rhythm →